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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Float revenue; Recordkeeping fees; Sa... | $58,703 |
Filed as: CERITY PARTNERS RETIREMENT PLAN Service code 16 · EIN 35-2467663 | Consulting | $42,127 |
VESTAL & WILER CPAS2 years Filed as: VESTAL & WILER CPA Service code 10 · EIN 59-3198021 | Accounting | $10,150 |
NATIONAL FINANCIAL SERVICES2 years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,032 | $99,957+205.2% | $149,745+103.7% | $73,497+315.0% |
| Participation rate | 99.4% | 75.7%+23.7pp | 82.5%+16.9pp | 70.7%+28.7pp |
| Annual return | 13.94% | 53.87%-39.9pp | 276.72%-262.8pp | 28.51%-14.6pp |
| Employer contribution / active EE | $8,781 | $3,191+175.2% | $4,646+89.0% | $2,270+286.8% |
| Participant deferral / active EE | $11,078 | $6,073+82.4% | $6,843+61.9% | $3,740+196.2% |
| Admin fee / account holder | $478 | $551-13.1% | $9,312-94.9% | $513-6.8% |