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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,007 | $80,812-53.0% | $160,784-76.4% | $82,448-53.9% |
| Participation rate | 79.5% | 66.2%+13.3pp | 77.0%+2.6pp | 68.1%+11.5pp |
| Annual return | 13.89% | 100.59%-86.7pp | 1803.92%-1790.0pp | 41.64%-27.7pp |
| Employer contribution / active EE | $1,738 | $2,174-20.0% | $3,733-53.4% | $2,551-31.8% |
| Participant deferral / active EE | $2,857 | $4,335-34.1% | $6,293-54.6% | $4,139-31.0% |
| Admin fee / account holder | $1,740 | $7,695-77.4% | $9,717-82.1% | $7,234-75.9% |