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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,262 | $73,978-17.2% | $96,515-36.5% | $75,173-18.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 15.14% | 26.72%-11.6pp | 35.73%-20.6pp | 160.72%-145.6pp |
| Employer contribution / active EE | $423 | $2,931-85.6% | $3,740-88.7% | $2,671-84.2% |
| Participant deferral / active EE | $2,598 | $3,660-29.0% | $4,880-46.8% | $4,126-37.0% |
| Admin fee / account holder | $21,591 | $5,219+313.7% | $6,735+220.6% | $5,651+282.1% |