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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,542 | $63,346+47.7% | $92,240+1.4% | $70,126+33.4% |
| Participation rate | 71.9% | 68.7%+3.3pp | 76.5%-4.6pp | 69.5%+2.4pp |
| Annual return | 15.68% | 530.19%-514.5pp | 176.29%-160.6pp | 73.15%-57.5pp |
| Employer contribution / active EE | $364 | $2,471-85.3% | $3,680-90.1% | $2,343-84.5% |
| Participant deferral / active EE | $1,843 | $2,854-35.4% | $3,897-52.7% | $3,332-44.7% |
| Admin fee / account holder | $7,363 | $3,841+91.7% | $5,194+41.8% | $4,645+58.5% |