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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 13-5674085 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $10,156 |
Service code 15 · EIN 84-0467907 | Recordkeeping | $5,347 |
Filed as: JANET A PANEBIANCO CPA PLLC Service code 13 · EIN 71-1039549 DBA BSP RETIREMENT SERVICES · OLDSMAR, FL 34677 | Contract Administrator | $1,059 |
Filed as: EMPOWER ANNUITY INSURANCE CO AMERIC Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $400 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,878 | $86,655-73.6% | $119,622-80.9% | $66,938-65.8% |
| Participation rate | 96.2% | 75.6%+20.6pp | 79.3%+16.9pp | 69.8%+26.3pp |
| Annual return | -15.56% | -8.00%-7.6pp | -14.98%-0.6pp | 1.58%-17.1pp |
| Employer contribution / active EE | $3,195 | $2,536+26.0% | $4,232-24.5% | $2,545+25.5% |
| Participant deferral / active EE | $1,966 | $4,358-54.9% | $5,601-64.9% | $4,238-53.6% |
| Admin fee / account holder | $114 | $755-84.9% | $10,328-98.9% | $594-80.8% |