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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,504 | $91,559-62.3% | $133,978-74.2% | $79,856-56.8% |
| Participation rate | 64.9% | 73.3%-8.4pp | 79.8%-14.9pp | 69.6%-4.7pp |
| Annual return | 18.79% | 61.85%-43.1pp | 45.10%-26.3pp | 31.71%-12.9pp |
| Employer contribution / active EE | $1,092 | $2,384-54.2% | $3,919-72.1% | $2,471-55.8% |
| Participant deferral / active EE | $1,804 | $3,734-51.7% | $5,047-64.3% | $3,741-51.8% |
| Admin fee / account holder | $1,282 | $6,321-79.7% | $8,930-85.6% | $5,306-75.8% |