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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,144 | $97,732-7.8% | $83,831+7.5% | $135,380-33.4% |
| Participation rate | 55.6% | 80.0%-24.4pp | 76.1%-20.6pp | 82.6%-27.1pp |
| Annual return | -8.89% | 1287.56%-1296.4pp | 850.99%-859.9pp | 519.81%-528.7pp |
| Employer contribution / active EE | $1,407 | $4,222-66.7% | $3,631-61.3% | $4,779-70.6% |
| Participant deferral / active EE | $4,489 | $4,683-4.1% | $4,082+10.0% | $5,609-20.0% |
| Admin fee / account holder | $1,028 | $6,675-84.6% | $5,479-81.2% | $10,828-90.5% |