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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,348 | $106,008-16.7% | $92,240-4.2% | $147,586-40.1% |
| Participation rate | 57.9% | 80.4%-22.5pp | 76.5%-18.6pp | 82.8%-24.9pp |
| Annual return | 14.94% | 50.05%-35.1pp | 176.29%-161.4pp | 578.59%-563.7pp |
| Employer contribution / active EE | $1,305 | $4,333-69.9% | $3,680-64.5% | $4,876-73.2% |
| Participant deferral / active EE | $4,149 | $4,478-7.3% | $3,897+6.5% | $5,439-23.7% |
| Admin fee / account holder | $18,125 | $6,333+186.2% | $5,194+249.0% | $10,886+66.5% |