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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,823 | $148,582+96.4% | $135,942+114.7% | $139,456+109.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 3.04% | 79.26%-76.2pp | 68.28%-65.2pp | 373.45%-370.4pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,858-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $15,450 | $8,101+90.7% | $7,759+99.1% | $6,711+130.2% |
| Admin fee / account holder | $127,631 | $12,402+929.1% | $10,764+1085.7% | $11,407+1018.9% |