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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,673 | $165,381+113.9% | $149,730+136.2% | $158,966+122.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 4.97% | 348.29%-343.3pp | 276.70%-271.7pp | 302.95%-298.0pp |
| Employer contribution / active EE | $8,029 | $5,104+57.3% | $4,645+72.9% | $4,762+68.6% |
| Participant deferral / active EE | $10,514 | $7,182+46.4% | $6,843+53.7% | $5,983+75.7% |
| Admin fee / account holder | $3,155 | $10,809-70.8% | $9,310-66.1% | $11,250-72.0% |