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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,179 | $73,863+255.0% | $143,797+82.3% | $68,490+282.8% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | 2.12% | 0.91%+1.2pp | -0.04%+2.2pp | -7.85%+10.0pp |
| Employer contribution / active EE | $4,388 | $3,185+37.8% | $4,952-11.4% | $2,597+69.0% |
| Participant deferral / active EE | $1,527 | $3,385-54.9% | $5,638-72.9% | $4,028-62.1% |
| Admin fee / account holder | $4,807 | $5,756-16.5% | $14,679-67.3% | $5,403-11.0% |