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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,220 | $91,198+268.7% | $178,503+88.4% | $79,856+321.0% |
| Participation rate | 88.7% | 69.2%+19.5pp | 81.9%+6.7pp | 69.6%+19.0pp |
| Annual return | 2.60% | 24.20%-21.6pp | 151.12%-148.5pp | 31.71%-29.1pp |
| Employer contribution / active EE | $1,950 | $3,257-40.1% | $5,011-61.1% | $2,471-21.1% |
| Participant deferral / active EE | $2,113 | $3,237-34.7% | $5,202-59.4% | $3,741-43.5% |
| Admin fee / account holder | $12,203 | $6,748+80.8% | $13,987-12.8% | $5,306+130.0% |