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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,434 | $85,171+257.4% | $172,753+76.2% | $72,976+317.2% |
| Participation rate | 79.1% | 70.1%+9.0pp | 82.6%-3.5pp | 69.5%+9.6pp |
| Annual return | 4.40% | 27.32%-22.9pp | 803.00%-798.6pp | 81.02%-76.6pp |
| Employer contribution / active EE | $4,754 | $3,324+43.0% | $5,144-7.6% | $2,440+94.8% |
| Participant deferral / active EE | $1,098 | $3,260-66.3% | $5,198-78.9% | $3,608-69.6% |
| Admin fee / account holder | $18,219 | $5,880+209.8% | $13,956+30.6% | $5,124+255.6% |