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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,578 | $99,652+63.1% | $78,778+106.4% | $147,586+10.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 3.20% | 47.28%-44.1pp | 35.62%-32.4pp | 578.59%-575.4pp |
| Employer contribution / active EE | $8,076 | $2,796+188.9% | $1,986+306.7% | $4,876+65.6% |
| Participant deferral / active EE | $7,043 | $3,664+92.2% | $2,958+138.1% | $5,439+29.5% |
| Admin fee / account holder | $6,749 | $7,155-5.7% | $5,134+31.5% | $10,886-38.0% |