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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,861 | $95,917+125.0% | $79,583+171.2% | $134,545+60.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -22.39% | -2.70%-19.7pp | 0.16%-22.5pp | 418.37%-440.8pp |
| Employer contribution / active EE | $12,307 | $3,129+293.3% | $2,414+409.9% | $4,742+159.6% |
| Participant deferral / active EE | $9,475 | $4,694+101.9% | $3,986+137.7% | $6,401+48.0% |
| Admin fee / account holder | $326 | $9,132-96.4% | $6,835-95.2% | $11,431-97.1% |