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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,874 | $135,645+99.0% | $110,243+144.8% | $135,380+99.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.42% | 513.24%-522.7pp | 314.76%-324.2pp | 519.81%-529.2pp |
| Employer contribution / active EE | $11,739 | $4,907+139.2% | $3,827+206.8% | $4,779+145.6% |
| Participant deferral / active EE | $20,467 | $5,507+271.6% | $4,672+338.1% | $5,609+264.9% |
| Admin fee / account holder | $4,236 | $11,458-63.0% | $8,548-50.4% | $10,828-60.9% |