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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,341 | $144,124+88.3% | $117,857+130.2% | $147,585+83.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 11.29% | 531.17%-519.9pp | 335.09%-323.8pp | 578.56%-567.3pp |
| Employer contribution / active EE | $13,435 | $4,897+174.4% | $3,786+254.8% | $4,876+175.5% |
| Participant deferral / active EE | $15,350 | $5,316+188.7% | $4,482+242.5% | $5,439+182.2% |
| Admin fee / account holder | $9,529 | $10,886-12.5% | $8,020+18.8% | $10,885-12.5% |