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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,350 | $40,264-64.4% | $57,349-75.0% | $59,633-75.9% |
| Participation rate | 67.2% | 69.2%-1.9pp | 75.1%-7.8pp | 68.7%-1.4pp |
| Annual return | 0.04% | 27.51%-27.5pp | 24.40%-24.4pp | 2041.40%-2041.4pp |
| Employer contribution / active EE | $525 | $1,922-72.7% | $2,689-80.5% | $2,203-76.2% |
| Participant deferral / active EE | $1,527 | $2,400-36.4% | $3,162-51.7% | $3,192-52.1% |
| Admin fee / account holder | $7,692 | $2,819+172.9% | $3,356+129.2% | $4,297+79.0% |