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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,326 | $45,050-48.2% | $63,018-63.0% | $70,126-66.7% |
| Participation rate | 55.4% | 69.5%-14.2pp | 74.8%-19.4pp | 69.5%-14.2pp |
| Annual return | 11.86% | 18.76%-6.9pp | 87.62%-75.8pp | 73.15%-61.3pp |
| Employer contribution / active EE | $514 | $2,052-74.9% | $2,761-81.4% | $2,343-78.1% |
| Participant deferral / active EE | $1,720 | $2,466-30.2% | $3,330-48.3% | $3,332-48.4% |
| Admin fee / account holder | $1,447 | $2,834-49.0% | $3,601-59.8% | $4,645-68.9% |