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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,333 | $125,778+211.1% | $114,563+241.6% | $154,746+152.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 12.60% | 295.14%-282.5pp | 241.09%-228.5pp | 172.34%-159.7pp |
| Employer contribution / active EE | $4,643 | $2,806+65.5% | $2,592+79.1% | $4,379+6.0% |
| Participant deferral / active EE | $7,021 | $4,445+58.0% | $4,142+69.5% | $6,730+4.3% |
| Admin fee / account holder | $2,819 | $8,190-65.6% | $7,623-63.0% | $14,365-80.4% |