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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,120 | $109,967+194.7% | $97,197+233.5% | $145,877+122.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 15.22% | 244.27%-229.0pp | 75.47%-60.2pp | 551.28%-536.1pp |
| Employer contribution / active EE | $4,496 | $3,077+46.1% | $2,723+65.1% | $4,663-3.6% |
| Participant deferral / active EE | $6,044 | $4,676+29.2% | $4,263+41.8% | $6,691-9.7% |
| Admin fee / account holder | $8,508 | $6,199+37.2% | $5,637+50.9% | $13,402-36.5% |