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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,938 | $110,278+166.5% | $95,740+207.0% | $139,466+110.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 16.62% | 27.19%-10.6pp | 28.41%-11.8pp | 373.66%-357.0pp |
| Employer contribution / active EE | $4,947 | $3,260+51.7% | $2,836+74.4% | $4,754+4.1% |
| Participant deferral / active EE | $5,950 | $4,674+27.3% | $4,244+40.2% | $6,712-11.4% |
| Admin fee / account holder | $1,702 | $6,613-74.3% | $5,676-70.0% | $11,409-85.1% |