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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,333 | $101,618+285.1% | $93,063+320.5% | $137,256+185.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 12.60% | 223.95%-211.3pp | 34.15%-21.6pp | 220.34%-207.7pp |
| Employer contribution / active EE | $4,643 | $2,707+71.5% | $2,476+87.5% | $4,156+11.7% |
| Participant deferral / active EE | $7,021 | $4,279+64.1% | $3,958+77.4% | $6,407+9.6% |
| Admin fee / account holder | $2,819 | $6,198-54.5% | $6,033-53.3% | $12,270-77.0% |