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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,181 | $148,623+2.4% | $135,974+11.9% | $139,466+9.1% |
| Participation rate | 64.7% | 83.9%-19.2pp | 81.9%-17.2pp | 80.3%-15.6pp |
| Annual return | 12.93% | 79.30%-66.4pp | 68.30%-55.4pp | 373.66%-360.7pp |
| Employer contribution / active EE | $2,234 | $5,246-57.4% | $4,859-54.0% | $4,754-53.0% |
| Participant deferral / active EE | $2,998 | $8,103-63.0% | $7,760-61.4% | $6,712-55.3% |
| Admin fee / account holder | $747 | $12,406-94.0% | $10,767-93.1% | $11,409-93.4% |