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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,366 | $89,367-3.4% | $141,191-38.8% | $72,975+18.3% |
| Participation rate | 59.3% | 75.1%-15.9pp | 82.5%-23.2pp | 69.5%-10.2pp |
| Annual return | 20.03% | 111.87%-91.8pp | 71.41%-51.4pp | 81.01%-61.0pp |
| Employer contribution / active EE | $1,222 | $3,115-60.8% | $4,736-74.2% | $2,440-49.9% |
| Participant deferral / active EE | $2,714 | $5,419-49.9% | $6,710-59.6% | $3,608-24.8% |
| Admin fee / account holder | $6,070 | $5,957+1.9% | $10,264-40.9% | $5,124+18.5% |