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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,501 | $138,102-6.2% | $125,381+3.3% | $134,532-3.7% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -14.67% | 750.73%-765.4pp | 572.31%-587.0pp | 418.27%-432.9pp |
| Employer contribution / active EE | $2,302 | $5,245-56.1% | $4,815-52.2% | $4,741-51.4% |
| Participant deferral / active EE | $4,016 | $7,801-48.5% | $7,448-46.1% | $6,401-37.3% |
| Admin fee / account holder | $2,943 | $11,568-74.6% | $10,007-70.6% | $11,429-74.3% |