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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,662 | $63,456-2.8% | $100,712-38.8% | $64,097-3.8% |
| Participation rate | 71.0% | 49.7%+21.3pp | 69.3%+1.7pp | 55.2%+15.8pp |
| Annual return | 11.81% | 19.65%-7.8pp | 33.27%-21.5pp | 34.64%-22.8pp |
| Employer contribution / active EE | $1,400 | $1,003+39.6% | $2,313-39.5% | $1,891-26.0% |
| Participant deferral / active EE | $4,651 | $2,463+88.8% | $4,085+13.9% | $3,080+51.0% |
| Admin fee / account holder | $9,620 | $4,808+100.1% | $9,256+3.9% | $3,454+178.5% |