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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,657 | $70,435-33.8% | $96,575-51.7% | $85,856-45.7% |
| Participation rate | 85.9% | 61.8%+24.1pp | 69.8%+16.1pp | 69.3%+16.6pp |
| Annual return | 7.91% | 18.59%-10.7pp | 37.79%-29.9pp | 318.58%-310.7pp |
| Employer contribution / active EE | $3,340 | $1,413+136.3% | $2,357+41.7% | $2,565+30.2% |
| Participant deferral / active EE | $3,353 | $2,894+15.9% | $3,849-12.9% | $3,952-15.2% |
| Admin fee / account holder | $7,343 | $4,997+46.9% | $6,182+18.8% | $6,261+17.3% |