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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,653 | $161,352+29.3% | $134,172+55.5% | $137,256+52.0% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 19.42% | 28.72%-9.3pp | 25.30%-5.9pp | 220.34%-200.9pp |
| Employer contribution / active EE | $10,293 | $4,099+151.1% | $3,420+201.0% | $4,156+147.7% |
| Participant deferral / active EE | $12,570 | $5,552+126.4% | $4,690+168.0% | $6,407+96.2% |
| Admin fee / account holder | $553 | $15,028-96.3% | $12,016-95.4% | $12,270-95.5% |