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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,799 | $160,070+13.0% | $147,117+22.9% | $145,897+23.9% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 9.86% | 98.69%-88.8pp | 420.54%-410.7pp | 552.29%-542.4pp |
| Employer contribution / active EE | $8,338 | $5,285+57.8% | $4,932+69.0% | $4,663+78.8% |
| Participant deferral / active EE | $8,901 | $8,419+5.7% | $8,065+10.4% | $6,689+33.1% |
| Admin fee / account holder | $1,002 | $15,035-93.3% | $12,993-92.3% | $13,390-92.5% |