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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,653 | $177,156+17.8% | $147,027+41.9% | $154,746+34.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 19.42% | 21.94%-2.5pp | 20.23%-0.8pp | 172.34%-152.9pp |
| Employer contribution / active EE | $10,293 | $4,336+137.4% | $3,626+183.9% | $4,379+135.0% |
| Participant deferral / active EE | $12,570 | $5,797+116.8% | $4,933+154.8% | $6,730+86.8% |
| Admin fee / account holder | $553 | $14,904-96.3% | $12,223-95.5% | $14,365-96.2% |