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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,919 | $168,635-71.6% | $147,617-67.5% | $125,389-61.8% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -3.41% | 77.65%-81.1pp | 61.98%-65.4pp | 282.24%-285.7pp |
| Employer contribution / active EE | $877 | $6,252-86.0% | $5,564-84.2% | $4,866-82.0% |
| Participant deferral / active EE | $3,023 | $5,507-45.1% | $4,895-38.3% | $5,352-43.5% |
| Admin fee / account holder | $5,042 | $13,580-62.9% | $11,612-56.6% | $9,541-47.1% |