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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,744 | $198,457-64.4% | $170,435-58.5% | $147,586-52.1% |
| Participation rate | 93.8% | 88.0%+5.8pp | 83.6%+10.2pp | 82.8%+10.9pp |
| Annual return | 12.98% | 257.30%-244.3pp | 205.94%-193.0pp | 578.59%-565.6pp |
| Employer contribution / active EE | $1,924 | $6,183-68.9% | $5,432-64.6% | $4,876-60.6% |
| Participant deferral / active EE | $6,805 | $5,629+20.9% | $4,939+37.8% | $5,439+25.1% |
| Admin fee / account holder | $4,167 | $16,852-75.3% | $13,881-70.0% | $10,886-61.7% |