Filed February 6, 2026
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK INSURANCE COMPANY (USA Service code 15 · EIN 01-0233346 | Recordkeeping | $797 |
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,958 | $43,133+6.6% | $89,400-48.6% | $73,493-37.5% |
| Participation rate | 91.5% | 55.0%+36.5pp | 68.0%+23.5pp | 70.7%+20.8pp |
| Annual return | 16.23% | 135.66%-119.4pp | 245.64%-229.4pp | 28.51%-12.3pp |
| Employer contribution / active EE | $682 | $1,438-52.5% | $2,586-73.6% | $2,270-69.9% |
| Participant deferral / active EE | $3,916 | $2,445+60.2% | $3,890+0.7% | $3,740+4.7% |
| Admin fee / account holder | $242 | $444-45.5% | $4,882-95.0% | $513-52.9% |