Filed February 6, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,286 | $42,383+25.7% | $76,518-30.4% | $64,173-17.0% |
| Participation rate | 100.0% | 58.1%+41.9pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | -6.49% | -16.54%+10.0pp | -0.27%-6.2pp | 7.63%-14.1pp |
| Employer contribution / active EE | $3,650 | $1,563+133.5% | $2,647+37.9% | $2,381+53.3% |
| Participant deferral / active EE | $5,691 | $2,566+121.7% | $3,836+48.4% | $3,470+64.0% |
| Admin fee / account holder | $1,317 | $3,198-58.8% | $4,849-72.8% | $4,887-73.1% |