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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,122 | $56,197+12.3% | $67,652-6.7% | $59,633+5.9% |
| Participation rate | 84.3% | 71.5%+12.8pp | 75.7%+8.6pp | 68.7%+15.6pp |
| Annual return | 0.16% | 18508.10%-18507.9pp | 6625.40%-6625.2pp | 2041.45%-2041.3pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,720 | $2,844-39.5% | $3,560-51.7% | $3,192-46.1% |
| Admin fee / account holder | $19,494 | $3,958+392.5% | $4,821+304.4% | $4,297+353.7% |