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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,293 | $78,428-25.7% | $95,960-39.3% | $79,852-27.0% |
| Participation rate | 95.2% | 73.5%+21.7pp | 77.1%+18.2pp | 69.6%+25.6pp |
| Annual return | 13.76% | 19.37%-5.6pp | 91.63%-77.9pp | 31.72%-18.0pp |
| Employer contribution / active EE | $2,747 | $1,945+41.2% | $2,541+8.1% | $2,471+11.2% |
| Participant deferral / active EE | $2,315 | $3,440-32.7% | $4,167-44.4% | $3,740-38.1% |
| Admin fee / account holder | $4,279 | $5,622-23.9% | $6,797-37.0% | $5,306-19.4% |