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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,248 | $113,941-61.2% | $94,229-53.0% | $125,389-64.7% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -10.16% | 5.29%-15.4pp | 10.68%-20.8pp | 282.24%-292.4pp |
| Employer contribution / active EE | $3,115 | $4,727-34.1% | $3,587-13.2% | $4,866-36.0% |
| Participant deferral / active EE | $1,640 | $5,179-68.3% | $4,320-62.0% | $5,352-69.4% |
| Admin fee / account holder | $653 | $8,392-92.2% | $6,269-89.6% | $9,541-93.2% |