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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,613 | $142,409-71.5% | $119,634-66.1% | $134,545-69.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -21.26% | -12.46%-8.8pp | -14.98%-6.3pp | 418.37%-439.6pp |
| Employer contribution / active EE | $2,418 | $5,224-53.7% | $4,232-42.9% | $4,742-49.0% |
| Participant deferral / active EE | $350 | $6,468-94.6% | $5,601-93.7% | $6,401-94.5% |
| Admin fee / account holder | $4,471 | $13,594-67.1% | $10,329-56.7% | $11,431-60.9% |