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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,701 | $69,274+54.0% | $64,097+66.5% | $139,487-23.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 9.51% | 46.00%-36.5pp | 33.75%-24.2pp | 373.84%-364.3pp |
| Employer contribution / active EE | $4,119 | $3,187+29.2% | $2,750+49.8% | $4,755-13.4% |
| Participant deferral / active EE | $7,212 | $4,685+53.9% | $3,881+85.8% | $6,713+7.4% |
| Admin fee / account holder | $1,520 | $4,247-64.2% | $3,070-50.5% | $11,407-86.7% |