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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,000 | $67,340+18.8% | $60,888+31.4% | $134,493-40.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -21.76% | 49.97%-71.7pp | 16.91%-38.7pp | 418.01%-439.8pp |
| Employer contribution / active EE | $3,540 | $3,096+14.3% | $2,702+31.0% | $4,740-25.3% |
| Participant deferral / active EE | $5,743 | $4,538+26.5% | $3,817+50.4% | $6,400-10.3% |
| Admin fee / account holder | $1,526 | $4,583-66.7% | $3,225-52.7% | $11,425-86.6% |