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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $648,385 | $190,916+239.6% | $160,037+305.1% | $134,545+381.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -15.66% | 552.79%-568.4pp | 408.95%-424.6pp | 418.37%-434.0pp |
| Employer contribution / active EE | $15,953 | $4,996+219.4% | $4,226+277.5% | $4,742+236.5% |
| Participant deferral / active EE | $9,000 | $6,925+30.0% | $6,184+45.5% | $6,401+40.6% |
| Admin fee / account holder | $3,113 | $10,497-70.3% | $8,716-64.3% | $11,431-72.8% |