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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,912 | $211,946+109.9% | $169,452+162.6% | $135,380+228.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -6.52% | 3.26%-9.8pp | 1.83%-8.3pp | 519.81%-526.3pp |
| Employer contribution / active EE | $11,935 | $5,117+133.2% | $4,157+187.1% | $4,779+149.7% |
| Participant deferral / active EE | $8,167 | $6,075+34.4% | $5,277+54.8% | $5,609+45.6% |
| Admin fee / account holder | $4,826 | $11,472-57.9% | $9,110-47.0% | $10,828-55.4% |