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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,744 | $228,395+118.4% | $185,861+168.3% | $158,982+213.7% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 14.66% | 40.82%-26.2pp | 35.96%-21.3pp | 302.99%-288.3pp |
| Employer contribution / active EE | $12,449 | $4,968+150.6% | $4,088+204.5% | $4,763+161.4% |
| Participant deferral / active EE | $6,500 | $6,417+1.3% | $5,634+15.4% | $5,983+8.6% |
| Admin fee / account holder | $3,634 | $11,869-69.4% | $9,503-61.8% | $11,252-67.7% |