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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $495,827 | $106,749+364.5% | $145,433+240.9% | $82,448+501.4% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.34% | 27.59%-15.3pp | 66.58%-54.2pp | 41.64%-29.3pp |
| Employer contribution / active EE | $9,402 | $3,444+173.0% | $4,554+106.4% | $2,551+268.6% |
| Participant deferral / active EE | $12,236 | $6,519+87.7% | $7,897+54.9% | $4,139+195.6% |
| Admin fee / account holder | $35,584 | $8,390+324.1% | $13,129+171.0% | $7,234+391.9% |