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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,885 | $77,638+327.5% | $156,551+112.0% | $62,881+427.8% |
| Participation rate | 97.7% | 71.2%+26.5pp | 84.0%+13.7pp | 69.3%+28.4pp |
| Annual return | 7.36% | 50.33%-43.0pp | 32.23%-24.9pp | 20.14%-12.8pp |
| Employer contribution / active EE | $14,303 | $3,444+315.3% | $5,501+160.0% | $2,281+527.1% |
| Participant deferral / active EE | $13,203 | $3,046+333.5% | $4,871+171.0% | $3,203+312.2% |
| Admin fee / account holder | $5,665 | $5,561+1.9% | $13,028-56.5% | $4,296+31.9% |