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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,381 | $75,832+282.9% | $147,617+96.7% | $59,633+386.9% |
| Participation rate | 93.5% | 71.6%+21.9pp | 84.6%+8.9pp | 68.7%+24.8pp |
| Annual return | 0.70% | 0.37%+0.3pp | 61.98%-61.3pp | 2041.45%-2040.8pp |
| Employer contribution / active EE | $13,201 | $3,485+278.8% | $5,564+137.2% | $2,203+499.3% |
| Participant deferral / active EE | $12,245 | $3,131+291.2% | $4,895+150.1% | $3,192+283.7% |
| Admin fee / account holder | $16,160 | $5,986+170.0% | $11,612+39.2% | $4,297+276.1% |