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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,845 | $81,358+214.5% | $155,556+64.5% | $80,959+216.0% |
| Participation rate | 71.1% | 66.3%+4.8pp | 78.2%-7.1pp | 67.7%+3.4pp |
| Annual return | 13.16% | 33.39%-20.2pp | 64.84%-51.7pp | 35.67%-22.5pp |
| Employer contribution / active EE | $288 | $3,106-90.7% | $4,675-93.8% | $2,757-89.5% |
| Participant deferral / active EE | $6,563 | $3,455+89.9% | $5,631+16.6% | $4,300+52.6% |
| Admin fee / account holder | $477 | $7,994-94.0% | $15,885-97.0% | $6,925-93.1% |