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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.2+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $4,553 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,388 | $57,921-32.0% | $84,753-53.5% | $57,658-31.7% |
| Participation rate | 44.3% | 72.9%-28.6pp | 76.6%-32.3pp | 70.2%-25.9pp |
| Annual return | 6.25% | 10.24%-4.0pp | 22.78%-16.5pp | 5.13%+1.1pp |
| Employer contribution / active EE | $976 | $2,598-62.4% | $3,574-72.7% | $1,974-50.5% |
| Participant deferral / active EE | $1,797 | $2,742-34.5% | $3,712-51.6% | $3,061-41.3% |
| Admin fee / account holder | $32 | $130-75.4% | $5,333-99.4% | $95-66.3% |