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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,198 | $81,331+215.0% | $155,534+64.7% | $80,935+216.5% |
| Participation rate | 90.7% | 66.3%+24.4pp | 78.2%+12.5pp | 67.7%+23.0pp |
| Annual return | 13.50% | 33.37%-19.9pp | 64.92%-51.4pp | 35.66%-22.2pp |
| Employer contribution / active EE | $3,834 | $3,105+23.5% | $4,675-18.0% | $2,757+39.1% |
| Participant deferral / active EE | $8,361 | $3,454+142.0% | $5,630+48.5% | $4,299+94.5% |
| Admin fee / account holder | $10,476 | $7,999+31.0% | $15,900-34.1% | $6,924+51.3% |