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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,198 | $81,233+215.4% | $155,567+64.7% | $80,874+216.8% |
| Participation rate | 90.7% | 66.2%+24.5pp | 78.2%+12.5pp | 67.6%+23.1pp |
| Annual return | 13.50% | 33.33%-19.8pp | 64.74%-51.2pp | 35.62%-22.1pp |
| Employer contribution / active EE | $3,834 | $3,101+23.6% | $4,674-18.0% | $2,756+39.1% |
| Participant deferral / active EE | $8,361 | $3,452+142.2% | $5,628+48.6% | $4,297+94.6% |
| Admin fee / account holder | $10,476 | $7,998+31.0% | $15,916-34.2% | $6,935+51.0% |