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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,198 | $81,276+215.2% | $155,574+64.7% | $80,925+216.6% |
| Participation rate | 90.7% | 66.2%+24.5pp | 78.2%+12.5pp | 67.7%+23.0pp |
| Annual return | 13.50% | 33.36%-19.9pp | 64.87%-51.4pp | 35.65%-22.1pp |
| Employer contribution / active EE | $3,834 | $3,103+23.6% | $4,676-18.0% | $2,756+39.1% |
| Participant deferral / active EE | $8,361 | $3,453+142.1% | $5,629+48.5% | $4,299+94.5% |
| Admin fee / account holder | $10,476 | $7,993+31.1% | $15,914-34.2% | $6,940+50.9% |