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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $135,681 |
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO ADVISORS LLC Service code 27 · EIN 34-1542819 | Advisory (Plan) | $45,508 |
DEFINITI LLC2 years Filed as: DEFINITI Service code 13 · EIN 85-0833363 | Contract Administrator | $25,205 |
MBAF4 years Service code 10 · EIN 01-0720052 | Accounting | $8,685 |
BDO USA, LLP1 year Filed as: BDO USA LLP Service code 10 · EIN 13-5381590 | Accounting | $8,060 |
DEFINITI LLC1 year Filed as: DEFINITI FL Service code 13 | Contract Administrator | $3,181 |
AMERICAN CENTURY4 years Service code 52 · EIN 43-1646043 | Indirect Investment Fees | $0 |
BLACKROCK4 years Service code 52 · EIN 22-3483675 | Indirect Investment Fees | $0 |
Service code 27 · EIN 61-1732930 | Advisory (Plan) | $0 |
FRANKLIN TEMPLETON4 years Service code 52 · EIN 59-3020895 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,574 | $50,956+75.8% | $96,570-7.2% | $86,821+3.2% |
| Participation rate | 91.8% | 65.2%+26.6pp | 69.8%+22.0pp | 72.3%+19.6pp |
| Annual return | 12.57% | 21.27%-8.7pp | 37.79%-25.2pp | 97.94%-85.4pp |
| Employer contribution / active EE | $2,667 | $1,111+140.1% | $2,357+13.2% | $2,406+10.9% |
| Participant deferral / active EE | $5,031 | $2,954+70.3% | $3,849+30.7% | $4,132+21.8% |
| Admin fee / account holder | $614 | $166+269.6% | $6,182-90.1% | $170+261.8% |