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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,233 | $106,247+97.9% | $96,515+117.8% | $139,466+50.7% |
| Participation rate | 77.8% | 77.8%-0.1pp | 74.3%+3.4pp | 80.3%-2.6pp |
| Annual return | 13.97% | 38.47%-24.5pp | 35.73%-21.8pp | 373.66%-359.7pp |
| Employer contribution / active EE | $2,197 | $4,106-46.5% | $3,740-41.2% | $4,754-53.8% |
| Participant deferral / active EE | $9,306 | $5,456+70.6% | $4,880+90.7% | $6,712+38.7% |
| Admin fee / account holder | $132,734 | $7,885+1583.4% | $6,735+1870.7% | $11,409+1063.4% |